Open an online account to become a member at  Fast and easy online banking can be at your fingertips!  Headquarters is located out of Madison, Wisconsin and offers services to members in the southwestern and eastern Iowa areas.  With lending out the first loan in February 1936, Mr. F Ennis, along with John Cash and Charlie Hyland of CUNA Mutual Insurance opened the doors in the middle of a shivering, winter night.  Two management teams, Verity Business Solutions and Landmark Services Cooperative have joined together to make Heartland Credit Union and provide the best solutions to all member’s banking needs. Heartland CU offers many different services to its farming community.  Lines of credit, farming personal loans, real estate, checking and savings options, FSA or Farm Service Agency guarantees the loans, and of course preserving rural America.  HCU wants to ensure the local farming and rural communities have a safe and easy way to keep their finances.

Becoming a member at couldn’t be easier.  When opening an account, there will be forms of identification that are required including: name, address, date of birth, and driver’s license or other identification documents to ensure the safety of the members.  Online banking has never been easier.  There are many different services provided including a, mobile app.  Services include:  account summary, notification system, secure messaging, account history, electronic documents, check image retrieval, printer reporting, account transfers, alerts, and bill pay.  Online banking couldn’t be any easier or more convenient.

How HeartlandCU Goes Above and Beyond with Services heaartland

HCU has many different ways to assist in your banking.  The mobile app allows for all account information to be accessed anytime and everywhere.  Using a scan code or accessing the link can get the download for the app.  Using the app allows you to:

  • View account balances or transaction history
  • View funds on hold
  • View pending transactions in the checking or savings
  • View ACH transactions
  • Secure messaging center
  • Money transfers

The app also makes it easy to find co-op free ATMs and branch locations.  To log on at Heartland Credit Union, just access the link on the homepage.  While using services, members receive loyalty points.  By activating accounts or using certain products, loyalty points are categorized as follows:  Bronze, Silver, Gold, and Platinum.  Coffee Mugs, T-Shirts, and coupon books are available to purchase with the loyalty points!  Mortgages and home loans are the specialty of HCU.  With so many to choose from:  First-time buyers, Fixed rate, Adjustable rate, Jumbo, Construction,  Construction Permanent, and Smart Re-Fi Loans there isn’t any better.  With competitive rates and experienced officers, why go anywhere else?  So open an account at Heartland CU today!